How I can help you

Over forty years diversified lending experience and credit management including loan negotiations, work outs, bankruptcies etc. having worked in New York for over 22 years and Philadelphia before that for over 18 years before moving to Florida.Particular expertise in Factoring/ Asset Based formula lending and those businesses dealing with apparel selling to the retail industry as well as those importing. Also experienced in analyzing business plans,start ups, acquisitions, business failure factors, SBA 504 loans,as well as counseling advice for clients in cash flow analysis, budgeting and working with client's professionals such as CPAs' etc. 

Former First Vice President of SunTrust Bank, Senior Vice President of GE Capital / Commercial Finance as well as Senior Vice President of Heller Financial, Inc. and NatWest Commercial Services, Inc. a subsidiary of The National Westminister Bank. 

Areas of Expertise
  • Business Finance & Accounting
  • Business Strategy & Planning
  • Business Operations

Industry Experience
  • Banking, Finance & Insurance
  • Retail & Wholesale Trade


MS-Management with Leadership Designation

BS Economics

Various Seminars in credit administration and management

Wharton Seminar on Mergers and Acquisitions


Frank John Ross

Communication Methods

  • In Person
  • Phone
  • Email